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Long Term Care


LifePlans developed and introduced the first long term care underwriting guide to the industry in 1989, and pioneered cognitive screening in 1990. Over the years we have established ourselves as the leader in underwriting and claim management, developing state-of-the-art tools to provide insurers with superior information to evaluate applicants and claimants. LifePlans continues to refine our tools and technologies, introducing the third-generation cognitive screen, the Enhanced Mental Skills Test, to the marketplace in 2005. LifePlans continually works to create new tools and methodologies to improve risk selection. We have a proven record of accomplishment and an unrivaled reputation, cultivating and maintaining long-term relationships with the most successful insurers in the LTC industry.